WWealthSprint

Case Studies

What a WealthSprint plan looks like in practice

Anonymised walkthroughs of how we bring scattered portfolios, tax questions and protection gaps into one coordinated plan.

The case studies below are illustrative examples built from common situations we see. Names, details and figures are placeholders — real client stories will be added with permission, fully anonymised.

01Illustrative

Mid-career professional

From 20 scattered SIPs to one coordinated plan

Profile

Salaried professional, early 40s, investing for over a decade across apps, agents and annual tax-season decisions.

The situation

  • 20+ SIPs chosen ad-hoc across funds with heavy overlap
  • No clarity on which goal each SIP was funding
  • Insurance bought through the same channel as investments — cover unrelated to actual liabilities

What we did

  • Full diagnostic of every holding mapped against goals and risk profile
  • Overlap, gaps and tax traps flagged in a written diagnostic
  • Consolidation into fewer, better-chosen funds with clear roles
  • Protection sized independently against real liabilities

Outcome

A single retirement roadmap with every SIP tied to a goal, a lighter portfolio with clear roles, and cover that matches the family's real exposure.

02Illustrative

NRI

RSUs, foreign assets and an India-aligned retirement plan

Profile

Technology professional working abroad, holding employer stock and overseas accounts alongside Indian investments.

The situation

  • Untracked RSU/ESOP holdings and foreign reporting obligations
  • No unified view across NRE/NRO accounts, Indian funds and overseas assets
  • Uncertainty about repatriation and long-term India allocation

What we did

  • Disclosure review coordinated with tax experts
  • Tax-aware rebalancing plan across jurisdictions
  • India-aligned retirement corpus plan covering repatriation rules

Outcome

A compliant, documented cross-border plan — foreign holdings disclosed, and an India retirement target with a clear contribution path.

03Illustrative

Business owner

A retirement corpus outside the business — and an HUF to hold it

Profile

Owner of a family business, mid 50s, most personal wealth locked in the enterprise.

The situation

  • No personal retirement corpus separate from business cash flows
  • Interest in using an HUF as a separate tax entity but no structure in place
  • Succession and legacy questions never formally documented

What we did

  • Surplus mapping between business and personal finances
  • HUF set-up — PAN, bank account, deed coordination and initial corpus planning
  • Ongoing HUF portfolio structuring alongside the personal plan, with the client's CA looped in

Outcome

A personal retirement plan independent of business cycles, an operating HUF structure, and coordinated filings through the CA team.

Client Stories

What clients say

Real feedback from clients we've worked with. More stories will be added as engagements grow.

“For the first time, my SIPs, ESOPs and insurance feel like one plan instead of three separate worries.”
Senior Manager, Tech
“The recommendation report was the clearest financial document I've ever received.”
Team Leader, Operations
“They didn't sell me anything — they planned with me first. That changed everything.”
Consultant, Healthcare
“Finally a coherent picture across business cash-flow and personal goals.”
Founder, SME

WealthSprint (Thrivelogic Consulting LLP) is not a SEBI-registered investment adviser.

We operate as an independent advisory practice. Where required, advisory is delivered in collaboration with empanelled SEBI-registered investment advisers, chartered accountants and insurance specialists.

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